Steward
AI-native expense & spend management

The last expense report your team will ever file.

Steward reads every receipt, matches it to the charge, and codes it to the right department, cost center, and project — with its reasoning in plain English. Your team snaps a photo. Finance reviews the exceptions. The month closes itself.

Keep your cards & banks Keep your accounting system No sales call required
3 things need your attention
Steward handled the other 9 automatically
M
Marriott
$842.16
DA
Delta Air Lines
$1,248.40
U
Uber
$64.80
Everything else is coded & synced
Snap → coded in seconds
No expense report. Ever.
30 seconds
to capture a receipt — snap, confirm, done
0 expense reports
nobody fills out a form, ever again
Minutes, not days
to close the month with a balanced journal

You know the drill. It doesn't have to be the drill.

The end-of-month ritual: chase receipts, itemize a report, wait for three approvals, argue with a category dropdown from 2009. Here's what changes.

The old way
Everyone hoards receipts, then loses a Friday to “the report”
Finance re-checks every line anyway — nobody trusts the coding
Per-report fees and per-module pricing that punish growth
Contractors and guests can't submit without an account and a license
Closing the month means CSV wrangling and a support ticket
With Steward
Receipts file themselves the moment anyone spends — 30 seconds
AI codes to department, cost center & project, and shows its reasoning
One honest price per company. No per-report anything.
Guests and contractors submit through a link — no seat, no setup
A balanced journal posts to your accounting system. Done.
How it works

Three steps. The software does the accounting.

01

Receipts that file themselves

Employees snap in the app. Contractors and guests use a link — no account, no download, no license. Steward reads the receipt, matches it to the card charge, and codes it with a plain-language reason. The spender confirms one thing and gets back to work.

Snap, forward an email, or text a photo Guests & contractors: one link, zero setup AI explains itself — “matches your last 3 client dinners”
Receipt matched to this charge
TC
The Capital Grille
Today · 8:42pm
$384.20
Steward coded this as
02

Review 3, not 300

Confident, clean transactions flow straight through to your books. Only genuine exceptions surface — a policy question, a missing receipt, an over-budget department — each explained in plain words with a one-click fix.

Exception-first inbox: the 95% never needs you Spend policy enforced before posting, not after Every override logged with a reason — full audit trail
M
Marriott Restriction
Two nights at $421 — above the $350/night lodging cap for client travel. Confirm it was unavoidable, or recode.
$842.16
Delta Air LinesNeeds split
The Capital GrilleMissing receipt
Coded & clear · 9 — no action needed
03

A close your auditor will love

At month end, Steward walks a short checklist, then posts a balanced double-entry journal — coded by department, cost center, and project — to QuickBooks, Xero, or NetSuite. Or produces the exact CSV your system expects.

Balanced by department, every time Live API sync or exact-format CSV — your choice Undo window on every push
Journal preview · June Balanced
Client Delivery5320 Lodging$842.16
Client Delivery1010 Cash — Visa •4412$842.16
Business Development5340 Meals & Ent.$384.20
Business Development1010 Cash — Visa •8830$384.20
QuickBooksXeroNetSuiteCSVPush to books
Compare

“Why not just use what we have?”

A fair question. Here's how Steward stacks up against the three ways companies handle expenses today.

CapabilityStewardCorporate T&E suitesCard-first fintechsSpreadsheets + accounting
AI does the expense report~
Exception-first review — clean items never need you~
Keep your existing cards & banks
Guests & contractors submit without accounts or licenses~
Department, cost-center & project coding built in~~~
Transparent per-company pricing — no per-report fees~
Balanced journal sync to your accounting system~~
Categories, not vendors — evaluate any specific tool against these rows and see how it does.
“We dropped a tool everyone hated and a spreadsheet nobody trusted. Now the team snaps receipts, I review a handful of exceptions, and the close is done before lunch on the 1st.”
DW
Dana Whitfield
Controller · Meridian Consulting Group (early access)
Built on trust

Your money, your books, your control.

Steward touches the most sensitive data a company has. It's built accordingly — policy-aware, fully audited, and private by default. Even our own staff can't quietly look at your books.

Read our security overview →
Policy-aware by design
Your spend rules are enforced in plain language — Steward flags anything that doesn't belong before it's posted, not at quarter end.
Private from us, too
Our staff can't view your data without an explicit, logged, time-boxed reason. You'll always know who looked and why.
Fits what you already run
Card-agnostic and accounting-agnostic. Connect your existing banks, cards, and books — no switching, no lock-in.
Pricing

One honest price per company.

No per-report fees, no per-module surprises, no charging you to see your own data. Guest submitters are always free and unlimited, on every plan.

Most popular
Standard
Everything one company needs, end to end.
$149/month
Up to 10 staff seats Unlimited guest submitters — always free All bank & card connections (or CSV/OFX) AI receipt capture, coding & matching Policy checks & audit trail Reconcile & sync: QuickBooks, Xero, NetSuite, CSV Email support
Pro
Unlimited seats, approval routing, tighter controls.
$299/month
Everything in Standard Unlimited staff seats Approval routing by department, amount & role Auditor read-only seat Reimbursement payment files (ACH/CSV) Priority support
Enterprise
Multi-entity scale, SSO, and dedicated support.
From $899/month
Everything in Pro Multiple entities under one roof SSO & advanced security review Dedicated onboarding & data migration Named support contact
30-day free trial, no card required Annual billing: 2 months free Month-to-month, cancel anytime — self-serve

Questions finance teams ask us

Retire the expense report.

Create your workspace, connect a card, and watch your first receipt code itself — all before your next status meeting.